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Does Christian Drug Rehab Work? – Pros and Cons of Christian Drug Rehab

Christian Drug rehab, as the name suggests, is a rehab setting that uses a patient’s relationship with God a part of addiction recovery. Despite that it’s also true that a majority of faith-based centers don’t require a belief in God before entering the program. But there’s no getting around the fact that these centers clearly emphasize Christian values in their addiction recovery methods.What most people want to know is…does it actually work?So here are a few pros and cons – as a drug rehab professional sees them – of sending your young teen or adolescent to one of these.Pros of a Christian Drug Rehab ProgramDoesn’t differ from traditional rehab that much – only in that the higher power is clearly identified.
With a focus more on one’s relationship to the God than on the addiction itself, this can be helpful for clients who are not great with criticism.
For a teen or adolescent who already has a Christian upbringing, a faith-based program can be a good way to reach them.
Though data is hard to come by…some Christian drug rehab centers do boast some startling success rates.Christian Drug Rehab ConsJust like with secular rehab, not all Christian centers are of the same standard. If the methods of therapy stray too far from traditional/standard modes of healing then the client may not have a chance for a full transformative process.
If the young teen or adolescent has no Christian background, or that background is fraught with emotional radioactivity, than I would look in a direction.Final TakeawayI find the best thing for parents/spouses to keep in mind is query themeselves: what would be the most comfortable setting for their loved one to experience rehab. The goal is addiction recovery…not conversion.

Small Business Loans: Types And Eligibility Criteria

Initiating and managing a small business needs proper planning, coordination, talent, intelligence and primarily strong capital management skills. To start up and maintain a business, a budding entrepreneur needs adequate capital support for which he/she often resorts to small business loans. In order to promote small businesses many banking as well as non-banking companies have come up with various small business loan schemes to satisfy the diverse needs of their customers.SBA Loans: The United States Small Business Administration (SBA) offers a variety of loan programs for small business owners.Basic 7(a) Loan Guaranty program serves the start-up and existing small businesses and other commercial lending institutions. These loans are provided by participating lenders, which mostly comprises of American banks as well as some non-bankers who are associated with SBA 7(a) program.The Certified Development Company (CDC) 504 Loan program is targeted for those small businesses that wish to acquire real estate/ machinery/ equipment for expansion and modernization purposes. These small business loans are provided in a long-term, fixed-rate financing basis by Certified development companies set up to facilitate the growth and development of their communities and regions.Microloan, a 7(m) loan program supports the financial needs of small businesses and not-for-profit child-care centers. This loan program can be availed to fulfill the working capital needs and other needs like inventory, furniture, fixtures and other machinery/ equipments. Under this program the small business companies can get a short-term loan of up to $35,000.Loan Prequalification program offers loans up to $250000 for which the loan applications are scrutinized and sanctioned by SBA themselves. Rather than depending on the applicant’s assets, the program primarily focuses on the overall character and reliability of an applicant.Secured Loans: The amount of such loans directly depends on the value of the assets held by an applicant. In case of any failure in repayment, the applicant’s assets may be forfeited to the lender. Due to increased security of money lend under this scheme, the small business owners can avail of benefits like better rates and better repayment options. Apart from that a longer repayment period cuts down upon the monthly repayments helping the small business owners to manage their finances in a better way.Unsecured Loans: These loans are without any security/ collateral and are focused entirely on the character and reliability of an applicant. However, the rate of interest in this case is considerably higher than the other options.Bad Credit Loans: Small business owners with bad or poor credit history can go for Bad credit loans. Under this scheme the lenders may charge a higher rate of interest because of the increased risk associated with the money lend due to the applicant’s poor credit history.Small business loans for Woman: Due to an increase in women leading small businesses, many banking and non-banking institutions are providing special loans that supports women financially to fulfill their business objective along with some additional benefits.Small business owners can also go in for business cash advance, which is a better and easier method of finance support. Unlike loans, a business cash advance does not require a security or a collateral. The repayment solely depends on the future credit card sales of your product and the loan amount is repaid automatically through Visa/ Master cards sales. As the repayment is directly dependent on the revenue earned by the borrower through the credit cards sales, a business cash advance scheme is preferably a much better alternative than small business loans [].

Instant Business Loans – Safeguards Your Business From Sinking

Over the past few years lifestyle and living requirements of people have changed and expanded immeasurably. So, the hunt for financial resources to secure the expanses of living and working has also been on increase. Instant loans in UK are the main source which almost every citizen resorts to in the time of dire need.The first name that strikes the stage of mind when in need of financial aid is of a suitable loan which could solve all the financial problems with a stroke. Business is one particular field where risk is so widespread that one cannot think about running it without being prepared beforehand. But, one cannot be prepared for the upcoming financial crisis which is an unwanted guest in business sector and worst happens when at the same time you have to meet the pressing demands of payments to various dealers, buyers, and employees.A successful business can be a rich source of economy as it is considered as the powerful field from where monetary income can be generated at great pace but one slight mistake that can be in share market or marketing strategy can ruin the whole set up. You can even go bankrupt and in such atrocious situations instant business loans are the ready help available for UK citizens.A well planned business can earn you huge profits but this doesn’t ensure its security all the time so instant business loans in UK serves as a back up plan to meet such business crisis. However, the provision of instant business loans in UK are usually resorted by already set up business organizations as these are specifically designed to meet the demands of financial crisis or bankruptcy.Now that you have understood the significance of instant business loans, it is also important to know that even though the procedure of loan application and loan sanctioning doesn’t take much time still you have to make some pre-loan application arrangements. These preparations includes the accumulating all the documentations and referential materials required at the time of loan application so that your loan transfer doesn’t have to face any obstruction.Instant business loans cover all of your business related expenses including unpaid bills, employee payments, buying raw materials for manufacturing plant, machineries, furniture, or any other routine financial requirements.If you are a new business organization applying for instant business loans, it is mandatory that you have a sound business plan and good credit record that will serve as your credibility. You have to show your financial strategy that is going to be adopted to the lender which will ensure the sanctioning of loan.The money lending institution conducts a verification so as to confirm the verity of the documents and the testimonies you have submitted along with the loan application form. Loses and hardships that your company is facing would be evaluated and on that basis financial aid is availed. Once the lender gets assured of the repayment of the loan on time, money is transferred into your personal banking account instantly.